Income Protection Cover
IP (Income Protection) Cover is designed to provide replacement income through to retirement in the event of you suffering an accident or illness and not being able to return to work.
This can be designed to commence when employer sick pay benefit ceases and ensures continuity of income to meet mortgage and living costs.
Your health, whether you smoke and level of cover needed will weigh into your premium, but your type of job also plays a major part in determining what you'll pay.
This cover is hugely important in maintaining independence and the ongoing ability to meet commitments. It is particularly important in situations where the loss of an income through accident or illness would affect the ability to remain in your home.
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